Need Home Insurance Today? We Can Help.
Buying a home is exciting—but sometimes you need homeowners insurance today, not next week.
Whether you’re closing on a new home, refinancing, replacing a canceled policy, or facing a last-minute lender requirement, Starwest Insurance can help you obtain a same-day home insurance quote whenever possible.
Our experienced team has been protecting California homeowners since 1995 and works with multiple insurance companies to help you find coverage quickly.
Talk to Real People. Get Real Answers.
Call • Text • Email • Visit Our Office
When Do You Need Same-Day Home Insurance?
Many homeowners contact us because they need coverage immediately for situations like:
- Closing on a new home today
- Escrow is ready to close
- Mortgage lender needs proof of insurance
- Current policy was canceled
- Homeowners policy was non-renewed
- Refinancing your mortgage
- Buying a newly built home
- Purchasing an investment property
- Buying a rental home
- Last-minute insurance requirements
We understand that real estate transactions move quickly, and we work to help you keep your closing on schedule.
Can You Get Home Insurance the Same Day?
In many cases, yes.
If the property qualifies and all required information is available, many homeowners can receive:
- A same-day quote
- Proof of insurance for their lender
- A policy effective on the day of closing (subject to underwriting approval and payment)
Coverage availability depends on the property, underwriting guidelines, and the insurance company.
What Information Do We Need?
To prepare your quote quickly, we’ll typically need:
Property Information
- Property address
- Year built
- Square footage
- Number of stories
- Roof age and material
- Construction type
- Heating type
- Plumbing updates
- Electrical updates
Homeowner Information
- Full legal name
- Date of birth
- Mailing address
- Occupancy
- Prior insurance information
Mortgage Information
- Mortgage company
- Loan number
- Mortgagee clause
- Closing date
- Desired effective date
Homes We Can Help Insure
We help insure:
- Primary residences
- Vacation homes
- Second homes
- Rental properties
- Condos (HO-6)
- Townhomes
- Landlord properties
- Newly constructed homes
If a standard homeowners policy is not available because of wildfire exposure or underwriting restrictions, we can also help review California FAIR Plan and Difference in Conditions (DIC) insurance options.
Why Choose Starwest Insurance?
Independent Insurance Agency
We compare coverage from multiple insurance companies to help you find the right solution.
Serving California Since 1995
For over 30 years, we’ve helped California homeowners protect their homes and families.
Local Office
Visit us in Westminster, or work with us by:
- Phone
- Text
- Video meeting
No AI phone trees—just experienced insurance professionals.
Fast Turnaround
Many quotes can be completed the same day, depending on:
- Property eligibility
- Information provided
- Insurance company underwriting
- Required inspections
- Payment processing
Buying a Home?
We work closely with:
- Homebuyers
- Realtors
- Mortgage brokers
- Loan officers
- Escrow companies
We understand closing deadlines and strive to provide quotes and documentation as quickly as possible.
High Fire Risk Areas?
If your home is located in a brush or wildfire-prone area, traditional insurance companies may decline coverage.
We can help review:
- California FAIR Plan
- Difference in Conditions (DIC) policies
- Earthquake insurance
- Flood insurance
to build a complete protection package when appropriate.
Bundle and Save
You may qualify for discounts when you combine:
- Home Insurance
- Auto Insurance
- Umbrella Insurance
Bundling can simplify your coverage and may reduce your overall premium.
Frequently Asked Questions
Can I get homeowners insurance the same day?
In many cases, yes. Timing depends on the property’s eligibility, the completeness of the information provided, underwriting review, and payment.
Can I close escrow without homeowners insurance?
Most mortgage lenders require proof of homeowners insurance before funding the loan.
What if my current insurance company canceled my policy?
We can help review available replacement options, including standard homeowners policies and, when necessary, California FAIR Plan coverage with a companion DIC policy.
Can you insure newly built homes?
Yes. We can often help with insurance for newly constructed homes, subject to underwriting requirements.
Can I get insurance if my home is in a wildfire area?
Possibly. Depending on the location and available markets, we may be able to offer a traditional homeowners policy or help arrange California FAIR Plan coverage with a companion DIC policy.
Get a Same-Day Home Insurance Quote
Need homeowners insurance today? Starwest Insurance is ready to help.
Talk to Real People. Get Real Answers.
✔ Serving California Since 1995
✔ Independent Insurance Agency
✔ Multiple Top-Rated Insurance Companies
✔ Fast Quotes
✔ Phone • Text • Email • Office Visits
Request Your Same-Day Home Insurance Quote Today!
Starwest Insurance Services
13752 Goldenwest St.
Westminster, CA 92683
Office: (714) 893-7271
Text: (714) 231-0897