Many people shopping for insurance in Orange County, California are surprised to see an extra charge on their policy called a broker fee. These fees can sometimes add $100, $200, or even more to the cost of your insurance.
If you’re buying auto insurance, home insurance, or business insurance, it’s important to understand when broker fees apply — and how you may be able to avoid paying them altogether.
What Is an Insurance Broker Fee?
A broker fee is a separate fee charged by an insurance broker for placing your insurance policy with a company.
This fee is not part of the insurance premium and is sometimes added by brokers for:
- Processing paperwork
- Placing coverage with certain carriers
- Handling special-risk policies
In California, insurance brokers are allowed to charge these fees as long as they properly disclose them to the client.
Why Some Agencies Charge Broker Fees
Broker fees often appear when policies are placed with specialty or non-standard insurance companies, such as:
- High-risk auto insurance
- SR-22 insurance
- Drivers with accidents or tickets
- Policies placed through broker markets
Some agencies rely heavily on these markets and add broker fees to compensate for the additional work involved.
Starwest Insurance Services Has Never Charged Broker Fees Since 1995
At Starwest Insurance Services, we believe insurance should be transparent, affordable, and straightforward.
That’s why Starwest Insurance Services has never charged broker fees since 1995.
Our clients pay only the insurance premium required by the insurance company, without extra agency fees added on top.
For more than 30 years, homeowners, drivers, and business owners throughout Orange County have trusted Starwest Insurance for honest service and competitive pricing.
Insurance Services We Provide
Starwest Insurance Services helps clients with a wide range of coverage options, including:
- Auto Insurance
- Home Insurance
- Landlord Insurance
- Business Insurance
- Umbrella Insurance
- Life Insurance
We work with multiple insurance companies to help clients find the right protection at the best value.
Serving Santa Ana, Westminster, Huntington Beach, and All of Orange County
Starwest Insurance proudly serves clients throughout:
- Santa Ana
- Westminster
- Huntington Beach
- Irvine
- Garden Grove
- Fountain Valley
- Anaheim
- All of Orange County
Our goal is simple: help families and businesses protect what matters most without unnecessary fees.
Get an Insurance Quote With No Broker Fees
If you’re shopping for auto insurance, home insurance, or business insurance, we’re happy to help.
At Starwest Insurance Services, you’ll receive professional advice, competitive rates, and no broker fees — just honest service.
✅ Request a Free Quote Today
📞 Call: 714-893-7271
🌐 Visit: starwestinsurance.com
Since 1995, Starwest Insurance Services has been helping clients find the right insurance coverage without broker fees.