Why Did the Minimum Auto Insurance in Huntington Beach Just Double?
Are you still asking for “the cheapest 15/30/5” policy while driving down Beach Blvd? If so, you might be driving illegally. As of 2026, California law has officially retired those old limits.
The Question: What is the new legal minimum? The Answer: It is now 30/60/15.
- $30,000 for injury to one person.
- $60,000 for total injuries per accident.
- $15,000 for property damage.
With the price of cars in Surf City, even $15,000 for property damage is barely a safety net. If you haven’t updated your policy, you’re at risk for fines and license suspension.
👉 Is your policy still legal? [Schedule a Free Huntington Beach Insurance Review]