In 2026, driving with the old “California Minimums” is legally the same as driving with no insurance at all. If you’re pulled over near Mile Square Park, an outdated policy could cost you your license.
The Question: What are the penalties for under-insurance in 2026? The Answer: 1. Hefty fines from the DMV. 2. Mandatory SR-22 filings (which make your rates skyrocket). 3. Potential vehicle impoundment.
The law now requires 30/60/15 limits. It’s a big jump from the old 15/30/5, but it’s the new price of staying on the road.
👉 Avoid the DMV penalties: [Schedule a Free Fountain Valley, California Policy Check]