With the 2026 update to California law, the “minimum” coverage is now 30/60/15. In Santa Ana, California, where traffic is dense and fender-fenders are common, police are checking for these updated limits during every stop.
If you show an old “15/30/5” card, it may not be considered valid proof of financial responsibility. An officer in Santa Ana can cite you for being under-insured, which carries the same weight as having no insurance at all. We help Santa Ana residents transition to the new 2026 laws so they can drive with confidence.
👉 Stay legal in Santa Ana: [Get a 2026 Compliant Quote]