Need Home Insurance Fast? We Can Help You Close On Time.
Your dream home is almost yours.
But before your lender can fund your loan, they’ll typically need proof of homeowners insurance.
If you’re closing escrow tomorrow and still need insurance, don’t panic.
At Starwest Insurance Services, we help California homebuyers secure homeowners insurance quickly so they can stay on schedule and avoid unnecessary closing delays.
Talk to Real People. Get Real Answers.
Call • Text • Email • Visit Our Office
Don’t Let Insurance Delay Your Closing
One of the last steps before receiving the keys to your new home is providing proof of insurance to your lender.
If your insurance isn’t ready, your closing could be delayed.
Our experienced team works with homebuyers, mortgage lenders, loan officers, Realtors, and escrow companies to help make the insurance process as smooth as possible.
We Can Help You Move Quickly
Depending on the property and underwriting requirements, we may be able to provide:
✔ Fast homeowners insurance quotes
✔ Same-day quote options
✔ Coverage effective on your scheduled closing date
✔ Insurance binder for your lender
✔ Mortgagee clause
✔ Declaration page
Coverage is subject to underwriting approval, eligibility, and payment.
Buying Your First Home?
Congratulations!
Buying your first home is exciting, but it also comes with a long checklist.
We’ll help make the insurance portion simple by explaining your coverage options and helping you choose protection that fits your home and budget.
Buying a Condo?
If you’re purchasing a condominium, you’ll typically need an HO-6 Condo Insurance Policy.
We’ll review your HOA’s master policy and help determine the right protection for:
- Interior improvements
- Personal belongings
- Personal liability
- Loss Assessment
- Additional Living Expenses
Buying in a High Fire Risk Area?
Some California homes are located in areas where traditional homeowners insurance may be limited.
If your new home is in a wildfire-prone area, we can also help review:
- Traditional homeowners insurance
- California FAIR Plan
- Difference in Conditions (DIC) coverage
- Earthquake insurance
- Flood insurance
We’ll explain your options and help you choose the best available solution.
What We’ll Need
To prepare your quote quickly, please have the following information available:
Property Information
- Property address
- Year built
- Square footage
- Roof age
- Number of stories
- Construction type
- Occupancy
Buyer Information
- Full legal name
- Date of birth
- Mailing address
- Prior insurance information
Loan Information
- Mortgage company
- Loan number
- Mortgagee clause
- Closing date
- Requested effective date
Having this information ready can help speed up the quoting process.
Bundle and Save
You may qualify for discounts when you combine:
- Home Insurance
- Auto Insurance
- Umbrella Insurance
Bundling can simplify your insurance and may reduce your overall premium.
Why Choose Starwest Insurance?
Serving California Since 1995
We’ve helped California families protect their homes for more than 30 years.
Independent Insurance Agency
We compare multiple insurance companies to help find the right coverage for your home.
Convenient Service
Work with us the way you prefer:
- Call
- Text
- Visit our Westminster office
No AI phone trees—just experienced insurance professionals.
Fast Turnaround
When all required information is available, many quotes can be completed quickly to help meet your closing timeline.
Frequently Asked Questions
Can I get homeowners insurance the day before closing?
In many cases, yes. Timing depends on the property’s eligibility, underwriting review, and receipt of the required information and payment.
What documents does my lender need?
Lenders commonly request:
- Insurance binder
- Declaration page
- Mortgagee clause
- Effective date matching the closing date
Requirements vary by lender.
What if my home is in a wildfire area?
We’ll review all available options, including traditional homeowners insurance and, if necessary, California FAIR Plan coverage with a companion DIC policy.
Can I bundle my home and auto insurance?
Yes. Many insurance companies offer multi-policy discounts when you insure both your home and vehicles together.
Closing Tomorrow? Let’s Get Your Insurance Started Today.
Time is important when you’re about to close escrow.
Our team is ready to help you obtain the homeowners insurance your lender requires so you can move into your new home with confidence.
Call, Text, Email, or Visit Our Office Today.
Starwest Insurance Services
Serving California Since 1995
Talk to Real People. Get Real Answers.
✔ Fast Home Insurance Quotes
✔ Independent Insurance Agency
✔ Multiple Insurance Companies
✔ Friendly Local Service