The short answer? No. As of 2026, those limits no longer exist in California. If a company is still quoting you 15/30/5, they aren’t giving you a legal California policy.
The Question: How do I find the best rate for the new 30/60/15 law? The Answer: Since the legal “floor” has been raised, you need an agent who can shop multiple carriers. At Starwest Insurance, we compare the top 2026 rates to make sure your Santa Ana commute is both legal and affordable.
👉 Shop the new 2026 rates: [Schedule a Free Santa Ana, California Quote Review]