As your local agents here in Westminster, California, we’ve seen a trend in 2026: drivers are hitting the road with the absolute bare minimum insurance to comply with the new law. While the new 30/60/15 limits are higher than before, they still don’t go very far when you consider today’s medical and repair costs. If a driver with minimum limits causes a multi-car accident on Bolsa Avenue, that $60,000 per-accident limit will be split between everyone involved, likely leaving you with unpaid bills.
The Question: Why should I pay extra for Uninsured/Underinsured Motorist coverage?
The Answer: Because it’s the only part of your insurance policy that is purely for YOU. Liability insurance protects your assets if you hurt someone else, but UM/UIM protection ensures that you and your passengers are compensated if someone else hurts you. Given that a single night in a California hospital can cost over $5,000, the “minimum” protection is rarely enough. At Starwest Insurance, we specialize in “stacking” your coverage so you have the highest level of protection against the millions of under-insured drivers currently on California roads.
👉 Get the protection you deserve. [Free Consultation in Westminster, California]