Protect Your Business, Equipment & Crew
Running a landscaping business in Orange County means long hours, expensive equipment, and real liability risks.
👉 One accident, theft, or injury can cost thousands — or even shut your business down.
That’s why having the right landscaping insurance is critical.
🌱 What is Landscaping Insurance?
Landscaping insurance is a custom business insurance package designed for:
- Lawn care companies
- Tree trimming services
- Gardeners & maintenance crews
- Irrigation & sprinkler installers
👉 It protects your business, employees, equipment, and vehicles
⚠️ Why Landscapers Need Insurance
Landscaping work involves:
- Power tools (high injury risk)
- Working on client property
- Transporting equipment
- Hiring workers
👉 Common risks include:
- Property damage (breaking sprinklers, fences, etc.)
- Customer injuries
- Equipment theft
- Employee injuries
📋 What Coverage Do You Need?
🛡 General Liability Insurance (MOST IMPORTANT)
Covers:
- Property damage
- Customer injuries
👉 Required for most jobs and contracts
🚗 Commercial Auto Insurance
Covers:
- Trucks, trailers, work vehicles
- Accidents while on the job
👷 Workers’ Compensation (REQUIRED in CA)
If you have employees, California law requires this.
Covers:
- Employee injuries
- Medical bills
- Lost wages
🔧 Tools & Equipment Coverage
Covers:
- Lawn mowers
- Blowers
- Trimmers
- Trailers
👉 Protects against theft or damage
💰 How Much Does Landscaping Insurance Cost?
In Orange County, CA:
- General Liability: $500 – $1,500/year
- Workers’ Comp: varies based on payroll
- Commercial Auto: depends on vehicles
👉 We shop multiple carriers to get you the best price.
📍 Local Requirements in Orange County
Many cities and clients require:
- Proof of insurance
- Liability certificates
- Workers’ comp (if you have a crew)
👉 We help you stay compliant and win more jobs.
🔥 Common Claims We See
Landscapers in OC often deal with:
- Damaging underground pipes
- Breaking windows or fences
- Equipment theft from trucks
- Employee injuries on the job
👉 One claim can cost tens of thousands
✅ Why Work With Starwest Insurance?
✔ No broker fees
✔ Fast same-day quotes
✔ Multiple carriers (more options = better pricing)
✔ We understand landscaping businesses
👉 We help protect your business so you can focus on growing it.
📲 Get Landscaping Insurance Today
Don’t risk your business.
Text me at 714-231-0897 or call the office 714-893-7271
👉 Fast quotes
👉 Affordable coverage
👉 Local Orange County experts